Invoice discounting
Atiat advances you credit on the basis of your outstanding invoices, which should be issued by reputable companies. This product is ideal for entrepreneurs who are involved in the execution of local purchase orders and need to access cash quickly to execute jobs.
You can access as much as N5 million for up to six months for invoice discounting.

What you’ll need
(a) Copy of acknowledged invoice(s) for payments submitted by you to the company who has issued the purchase order
(b) Permission from the client company to domicile payment received with us.
Small Asset Financing
With our lease offering, you can conveniently purchase small assets with Atiat financing and pay back for up to 6 months. This product is ideal for corporate employees, based on employment status.
What you’ll need
(a) Post-dated cheques
(b) Evidence of employment
(c) Copy of identity card (original to be sighted)
Structured/Bridge finance
This non-asset backed product is offered to corporate clients only, and involves advancing credit on the basis of employment status and financial position.
Our structured finance offering comes with a repayment period of up to 6 months. Depending on the amount you request, this product may be accessed without a guarantor.
What you’ll need
(a) Proof of employment, e.g., an employment letter
(b) Your bank statement for the last 6 months
(c) Copy of identity card (original be sighted)
Structured/Bridge finance
With this product, you can sell an asset like your vehicle to Atiat and we will lease it back to you as a rental, with the option to buy it back for its original sale price plus rental accruals.
You enjoy a six-month repayment period on this product and our rental fees boast the lowest rate in the business.
What you’ll need
(a) Original vehicle documents (proof of ownership, license and insurance policy cover)
(b) Bank statement for the last 3 months
(c) Copy of work place identity card (original be sighted)
Personal Finance Advisory
This non-asset backed product is offered to corporate clients only, and involves advancing credit on the basis of employment status and financial position.
Our structured finance offering comes with a repayment period of up to 6 months. Depending on the amount you request, this product may be accessed without a guarantor.